Home Loans & Refinancing in Richmond

Find Your Dream Home with Richmond Mortgage Experts

Whether you’re buying near the James River, Downtown Richmond, or the quiet suburbs of Short Pump — RVA Mortgage makes home financing simple, fast, and stress-free. Get personalized guidance from lenders who truly know your neighborhood.

About Us

We’re Richmond’s Most Trusted Mortgage Partner

At RVA Mortgage, we believe homeownership should be simple, transparent, and personal. With years of experience helping families across Richmond — from the James River neighborhoods to Downtown and Short Pump — we’re dedicated to finding the perfect loan solution for your lifestyle and budget.

Realtors

We partner with local real estate agents to help clients close faster with smooth, stress-free financing.

Homeowners Insurance

Protect your new investment with trusted insurance options that fit your budget and peace of mind.

Credit Restoration

Build stronger credit to qualify for better home loan rates and faster mortgage approvals.

Ready to Get Started on Your Richmond Home Loan?
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Happy Homeowners Financed

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Successful Refinances

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Pre-Qualified

Pre-Qualify Safely Without Any Credit Impact

Find out what you qualify for—without impacting your credit score, costing you anything, or causing any stress

No Credit Hits

We don’t run your credit multiple times — we protect it. Your score stays safe.

100% Free

No fees —simply quick and free answers to help you move forward with confidence.

Fast & Easy

Get a clear view of your buying power in minutes without paperwork or pressure.
Ready to Start Your Richmond Home Journey?

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Take a Look at Our Latest Mortgage Tips & Insights

Watch our quick guides and expert advice on home loans, refinancing, and the Richmond housing market.
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What Our Clients Say About Us